10 Worst Cities in America for Retirement

A map of the worst retirement spots

Worst retirement locations in U.S. | Source: WalletHub

Retiring on your own terms is becoming a luxury these days. Factors such as inadequate savings, stagnant wages, and rising living expenses are leaving millions of Americans woefully unprepared for their so-called golden years. Making matters worse, some cities erode your retirement experience faster than others.

The importance of location is not restricted to home purchases. A recent study by WalletHub analyzes America’s 150 largest cities to identify the best and worst locations for retirees. Each city is examined across four key dimensions: affordability, activities, quality of life, and healthcare. WalletHub then identifies 24 metrics that are relevant to those dimensions, ranging from adjusted cost of living and annual cost of in-home services to availability of adult volunteer activities and number of physicians per 10,000 residents.

The highest ranking cities are mostly found in the South. For example, Tampa, Florida was considered to be the best city in the United States for retirees, with Florida’s Cape Coral and Orlando also placing in the top five. Baton Rouge, Louisiana comes in at No. 7, followed by Port St. Lucie, Florida at No. 8. However, there are plenty of cities on the wrong side of the rankings, especially in the East.

Let’s take a look at the top 10 cities that retirees might want to avoid, or at least think twice about for retirement. Keep in mind that lists like these are merely starting points for your retirement destination planning. One city that ranks poorly for many Americans may suit you just fine, and vice versa. Take your own personal situation into consideration.