Health expenses can really add up quickly, even with good insurance. Between sick visits, well visits, co-pays, emergencies, and dental and vision care, there are many items to pay for. Medical fees for children add an even greater cost, and often parents can feel overwhelmed by all the mounting fees.
Choosing a good insurance plan certainly helps, but unexpected medical costs, or even several small medical fees put together, can really add up. In 2013, workers paid an average of $4,565 toward the cost of their health coverage alone, and since 2003, premiums have increased 80 percent. In addition, depending on the individual plan (or lack thereof), individuals spend hundred, or even thousands of dollars each year on dental and vision costs. Luckily, there are many ways to save money on office visits and health costs, from taking care of yourself to staying in network and even taking advantage of freebies. Read on for six ways to save on health costs.
1. Take care of your health
Most people don’t want to hear this tip, but it is completely true. If you take care of your health, you will save money. If you exercise regularly, eat healthy, and brush your teeth and floss carefully, you will most likely spend less on your healthcare. Taking care of your health includes exercise and eating healthy, but many people are surprised to learn that you can actually save money by going to your regular annual medical, dental, and — if necessary — vision appointments. If your doctor is able to catch any real issues early, you will probably save money in the long run. Taking care of your teeth now will save you money later, because you will hopefully avoid painful and expensive procedures down the road.