You Shouldn’t Move to Florida Just Because You Retired


Other than orange groves and alligators, one of the most recognizable features of Florida is the state’s large population of retirees. Even the 1990s-era sitcom Seinfeld wrote that reality into its plot line, naturally making the ubiquitous retirement communities into a longstanding joke. In one episode, Jerry Seinfeld said, “My parents didn’t want to move to Florida, but they turned sixty, and that’s the law.”

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As one would expect, Florida has the largest proportion of people who are 65 years-old or older; approximately 17.3 percent of the population fits within this age category according to the 2010 census. But despite the Sunshine State’s mild climate — January’s average temperature is around 60 degrees Fahrenheit — it may not be the best place to retire.

Instead of Florida, Tennessee and Louisiana topped Bankrate’s list of the top ten most retiree-friendly states, according to a report issued Monday that equally weighed important factors like cost of living, taxes, access to healthcare, crime rates, and climate. Chilly locations, including Nebraska and North and South Dakota also made the list. While these states may not seem like ideal retirement destinations, the cost of living is lower, as is the crime rate, making them much more conducive to a comfortable retirement…