15 Worst Cities in America for Retirement

worst-retirement

Worst retirement cities in the U.S. | WalletHub

Retiring on your own terms is becoming a luxury these days. Factors such as inadequate savings, stagnant wages, and rising living expenses are leaving millions of Americans woefully unprepared for their so-called golden years. Making matters worse, some cities erode your retirement experience faster than others.

The importance of location is not restricted to home purchases. A recent study by WalletHub analyzes America’s 150 largest cities to identify the best and worst locations for retirees. Each city is examined across four key dimensions: affordability, activities, quality of life, and healthcare. WalletHub then identifies 31 metrics that are relevant to those dimensions, ranging from adjusted cost of living and annual cost of in-home services to availability of adult volunteer activities and number of physicians per 10,000 residents.

The highest ranking cities are mostly found in the South. For example, Orlando, Florida was considered to be the best city in the United States for retirees, with Florida’s Tampa coming in second. Miami and Cape Coral also placed in the top 15. Other popular cities in the top 15 include Scottsdale, Arizona, Las Vegas, Nevada, and Atlanta, Georgia. However, there are plenty of cities on the wrong side of the rankings, especially in the West and East.

Let’s take a look at the top 15 cities that retirees might want to avoid, or at least think twice about for retirement. Keep in mind that lists like these are merely starting points for your retirement destination planning. One city that ranks poorly for many Americans may suit you just fine, and vice versa. Take your own personal situation into consideration.

15. Stockton, California

Stockton city

Stockton, California | Justin Sullivan/Getty Images

  • Affordability rank: 93
  • Activities rank: 108
  • Quality of life rank: 90
  • Healthcare rank: 125

14. Jersey City, New Jersey

Jersey City

Jersey City, New Jersey | Agresti Realty

  • Affordability rank: 124
  • Activities rank: 91
  • Quality of life rank: 13
  • Healthcare rank: 136

13. Little Rock, Arkansas

Little Rock

Little Rock, Arkansas | Thinkstock

  • Affordability rank: 78
  • Activities rank: 101
  • Quality of life rank: 149
  • Healthcare rank: 90

12. Columbus, Georgia

Columbus, Georgia

Columbus, Georgia | ExploreSouthernHistory.com

  • Affordability rank: 34
  • Activities rank: 128
  • Quality of life rank: 97
  • Healthcare rank: 149

11. Corpus Christi, Texas

Corpus Christi

Corpus Christi, Texas | Thinkstock

  • Affordability rank: 30
  • Activities rank: 83
  • Quality of life rank: 132
  • Healthcare rank: 150

10. Fontana, California

City of Fontana

Fontana, California | Twitter/City of Fontana

  • Affordability rank: 99
  • Activities rank: 149
  • Quality of life rank: 75
  • Healthcare rank: 132

9. Rancho Cucamonga, California

Rancho Cucamonga

Rancho Cucamonga | BuyRanchoCucamonga.com

  • Affordability rank: 115
  • Activities rank: 148
  • Quality of life rank: 51
  • Healthcare rank: 114

8. Bakersfield, California

City of Bakersfield

Bakersfield, California | City of Bakersfield

  • Affordability rank: 85
  • Activities rank: 129
  • Quality of life rank: 63
  • Healthcare rank: 139

7. Wichita, Kansas

Wichita, Kansas

Wichita, Kansas | The Wichita Eagle

  • Affordability rank: 110
  • Activities rank: 85
  • Quality of life rank: 147
  • Healthcare rank: 71

6. Detroit, Michigan

Detroit Skyline during the evening

Detroit, Michigan | iStock.com/Steven_Kriemadis

  • Affordability rank: 95
  • Activities rank: 76
  • Quality of life rank: 133
  • Healthcare rank: 138

5. Aurora, Illinois

Aurora, Illinois

Aurora, Illinois | City Data

  • Affordability rank: 121
  • Activities rank: 110
  • Quality of life rank: 70
  • Healthcare rank: 109

4. Chula Vista, California

Facebook/City of Chula Vista

Chula Vista, California | Facebook/City of Chula Vista

  • Affordability rank: 136
  • Activities rank: 147
  • Quality of life rank: 36
  • Healthcare rank: 56

3. Newark, New Jersey

Newark skyline at night

Newark skyline | iStock.com

  • Affordability rank: 123
  • Activities rank: 98
  • Quality of life rank: 95
  • Healthcare rank: 140

2. Worcester, Massachusetts

pinned Worcester on a map

Worcester on the map | iStock.com

  • Affordability rank: 120
  • Activities rank: 136
  • Quality of life rank: 138
  • Healthcare rank: 122

1. Providence, Rhode Island

Providence, Rhode Island

Providence, Rhode Island | Thinkstock

  • Affordability rank: 145
  • Activities rank: 88
  • Quality of life rank: 119
  • Healthcare rank: 148
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