Central Pacific Financial Earnings: Your Sneak Peek to the Big Announcement

Central Pacific Financial (NYSE:CPF) will report earnings before markets open on Thursday, July 25th. Central Pacific Financial Corp, through its Central Pacific Bank subsidiary, provides a variety of banking services and products. Services include personal and business deposit instruments, commercial and consumer loans, credit and debit card services, merchant services, traveler’s checks, safe deposit boxes, and trust services. Central Pacific operates in Hawaii.

Here is your Cheat Sheet to Central Pacific Financial Earnings:

Earnings Expectations: Analysts expect earnings of $0.29 per share on revenues of $31.88 million. Currently, the company’s P/E ratio stands at 4.60.

Analyst Trends:

Analysts have a more positive outlook for the company’s next-quarter performance. Over the past three months, the average estimate for next quarter’s earnings has risen from a profit of $0.18 to a profit $0.3. For the current year, the average estimate is a profit of $1.3, which is better than the estimate ninety days ago.

Earnings Trends:

Here’s how Central Pacific Financial has been performing on an annual basis:

Fiscal Year 2008 2009 2010 2011 2012
Revenue ($) in millions 359 300 218 187 184
Diluted EPS ($) -96.60 -206.20 -171.20 3.31 1.13

Next, our CHEAT SHEET investing framework asks us to drill down to the recent quarterly data:

Quarter Jun. 30, 2012 Sep. 30, 2012 Dec. 31, 2012 Mar. 31, 2013
Revenue ($) in millions 46.09 47.60 44.36 45.07
Diluted EPS ($) 0.26 0.26 0.29 3.25

Past Performance:
Central Pacific Financial has beat analyst estimates 2 times in the past four quarters. This is not consistent enough to get bullish yet.

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(Company fundamentals provided by Xignite Financials. Email any earnings discrepancies to earnings [at] wallstcheatsheet.com)