Dime Community Bancshares Earnings: What Investors Should Watch

Dime Community Bancshares (NASDAQ:DCOM) will report earnings after markets close on Thursday, July 25th. Dime Community Bancshares is a holding company for Dime Savings Bank of Williamsburgh. The Bank provides financial services and residential mortgage loans to the greater New York metropolitan area.

Here is your Cheat Sheet to Dime Community Bancshares Earnings:

Earnings Expectations: Analysts expect earnings of $0.31 per share on revenues of $32.51 million. Currently, the company’s P/E ratio stands at 14.97.

Analyst Trends:

Analysts have a more negative outlook for the company’s next-quarter performance. Over the past three months, the average estimate for next quarter’s earnings has fallen from a profit of $0.32 to a profit $0.31. For the current year, the average estimate is a profit of $1.24, which is worse than the estimate ninety days ago.

Earnings Trends:

Here’s how Dime Community Bancshares has been performing on an annual basis:

Fiscal Year 2008 2009 2010 2011 2012
Revenue ($) in millions 205 208 223 217 220
Diluted EPS ($) 0.85 0.79 1.24 1.40 1.17

Next, our CHEAT SHEET investing framework asks us to drill down to the recent quarterly data:

Quarter Jun. 30, 2012 Sep. 30, 2012 Dec. 31, 2012 Mar. 31, 2013
Revenue ($) in millions 52.25 50.05 63.25 46.20
Diluted EPS ($) 0.34 0.34 0.19 0.30

Past Performance:
Dime Community Bancshares has beat analyst estimates 3 times in the past four quarters. Shareholders could expect a boost if the company beats estimates.

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(Company fundamentals provided by Xignite Financials. Email any earnings discrepancies to earnings [at] wallstcheatsheet.com)