We’d all like to have a slightly larger bank account, and there’s no time like the present. It always seems as if our lives would be just a little bit easier if we had an extra financial cushion to put toward an emergency fund, pay off debt, or buy that new pair of shoes you’ve had your eye on. Of course, none of those things are possible — or at least financially responsible — without the option to save more money.
Aside from getting a promotion or asking for a raise, there are plenty of quick ways to make some extra cash. But if you’re not careful, you’ll spend that money just as quickly as you did the rest of your paycheck. The trick is to set up healthy savings habits, or continue building on the ones you already have.
According to previous reports, the average American has less than $5,000 in a savings account — and some people don’t have savings at all. Retirement accounts are also notoriously slim. In other words, you’re not alone if you have hopes of boosting your savings. The difference is you actually need to do something about it, versus everyone else who will drop their savings goals at the same time they stop getting on the treadmill in January.
You don’t need to be a cheapskate or win the lottery to put aside some extra money this year: Chances are, neither of those options is realistic, anyway. All you need to do is make some minor tweaks to your existing habits — or one or two larger changes to your lifestyle. Whether you treat them as resolutions or simply goals for the upcoming months, here are 15 simple ways you can save more money from week to week.