F.N.B. Corp Fourth Quarter Earnings Sneak Peek

F.N.B. Corp (NYSE:FNB) will unveil its latest earnings on Monday, January 23, 2012. F.N.B. Corporation through its subsidiaries, provides a range of financial services to consumers and small- to medium-sized businesses in its market areas.

F.N.B. Corp Earnings Preview Cheat Sheet.

Wall St. Earnings Expectations: The average estimate of analysts is for profit of 19 cents per share, a decline of 9.5% from the company’s actual earnings for the same quarter a year ago. The average estimate is the same as three months ago. Between one and three months ago, the average estimate was unchanged. It also has not changed during the last month. Analysts are projecting profit to rise by 9.2% versus last year to 71 cents.

Past Earnings Performance: The company is looking to make a streak of three quarters of beating estimates. Last quarter, it beat expectations by reporting net income of 19 cents per share, and the previous quarter, it had profit of 18 cents.

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Wall St. Revenue Expectations: Analysts are projecting a rise of 8.6% in revenue from the year-earlier quarter to $111.2 million.

Analyst Ratings: Analysts seem relatively indifferent about F.N.B with eight of nine analysts surveyed maintaining a hold rating.

A Look Back: In the third quarter, profit rose 38.1% to $23.8 million (19 cents a share) from $17.2 million (15 cents a share) the year earlier, exceeding analyst expectations. Revenue rose 5.5% to $128.4 million from $121.7 million.

Key Stats:

Revenue has gone up for three straight quarters. It rose 3.2% in the second quarter from the year earlier and 1% in the first quarter.

Competitors to Watch: Univest Corp. of PA (NASDAQ:UVSP), Susquehanna Bancshares, Inc. (NASDAQ:SUSQ), National Penn Bancshares, Inc. (NASDAQ:NPBC), ACNB Corporation (NASDAQ:ACNB), Regions Financial Corp. (NYSE:RF), Wells Fargo & Company (NYSE:WFC), Pinnacle Financial Partners (NASDAQ:PNFP), M&T Bank Corporation (NYSE:MTB), VIST Financial Corp. (NASDAQ:VIST), and Old National Bancorp (NYSE:ONB).

Stock Price Performance: During October 19, 2011 to January 17, 2012, the stock price had risen $3 (32.1%) from $9.36 to $12.36. The stock price saw one of its best stretches over the last year between December 30, 2011 and January 10, 2012 when shares rose for seven-straight days, rising 8.3% (+94 cents) over that span. It saw one of its worst periods between September 15, 2011 and September 22, 2011 when shares fell for six-straight days, falling 9.8% (-88 cents) over that span.

(Company fundamentals by Xignite Financials. Earnings estimates provided by Zacks)

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