First Financial Bancorp. (NASDAQ:FFBC) will report earnings after markets close on Thursday, July 25th. First Financial Bancorp. is a financial holding company. The subsidiaries provide commercial lending, real estate lending, consumer credit, credit card, and other personal loan financing. First Financial operates through a network of offices in western Ohio, Indiana, southern Michigan, and northern Kentucky.
Here is your Cheat Sheet to First Financial Bancorp. Earnings:
Earnings Expectations: Analysts expect earnings of $0.26 per share on revenues of $79.01 million. Currently, the company’s P/E ratio stands at 14.61.
Analysts have a more negative outlook for the company’s next-quarter performance. Over the past three months, the average estimate for next quarter’s earnings has fallen from a profit of $0.28 to a profit $0.27. For the current year, the average estimate is a profit of $1.04, which is worse than the estimate ninety days ago.
Here’s how First Financial Bancorp. has been performing on an annual basis:
|Revenue ($) in millions||235||675||490||451||403|
|Diluted EPS ($)||0.61||5.33||0.99||1.14||1.14|
Next, our CHEAT SHEET investing framework asks us to drill down to the recent quarterly data:
|Quarter||Jun. 30, 2012||Sep. 30, 2012||Dec. 31, 2012||Mar. 31, 2013|
|Revenue ($) in millions||105.47||97.14||93.73||90.21|
|Diluted EPS ($)||0.30||0.28||0.28||0.24|
First Financial Bancorp. has beat analyst estimates 1 time in the past four quarters. This is not consistent enough to get bullish yet.
“E = Earnings Are Increasing Quarter-Over-Quarter” is a core component of our successful CHEAT SHEET investing framework. Don’t waste another minute – click here to discover our CHEAT SHEET stock picks now!
(Company fundamentals provided by Xignite Financials. Email any earnings discrepancies to earnings [at] wallstcheatsheet.com)