Fiserv Fourth Quarter Earnings Sneak Peek

S&P 500 (NYSE:SPY) component Fiserv (NASDAQ:FISV) will unveil its latest earnings on Tuesday, February 5, 2013. Fiserv provides information management and electronic commerce systems for the financial services industry.

Fiserv Earnings Preview Cheat Sheet

Wall St. Earnings Expectations: The average estimate of analysts is for profit of $1.41 per share, a rise of 11% from the company’s actual earnings for the same quarter a year ago. During the past three months, the average estimate has moved down from $1.43. Between one and three months ago, the average estimate moved down. It also has dropped from $1.42 during the last month. Analysts are projecting profit to rise by 12.2% versus last year to $5.14.

Past Earnings Performance: The company met estimates last quarter after beating the forecasts in the prior two. In the third quarter, the company reported net income of $1.27 per share versus a mean estimate of profit of $1.27 per share. In the second quarter, the company beat estimates by 2 cents.

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A Look Back: In the third quarter, profit rose 9.4% to $139 million ($1.02 a share) from $127 million (89 cents a share) the year earlier, meeting analyst expectations. Revenue rose 5.2% to $1.12 billion from $1.06 billion.

Stock Price Performance: Between November 1, 2012 and January 30, 2013, the stock price rose $5.53 (7.3%), from $75.39 to $80.92. The stock price saw one of its best stretches over the last year between March 6, 2012 and March 15, 2012, when shares rose for eight straight days, increasing 5.1% (+$3.34) over that span. It saw one of its worst periods between May 1, 2012 and May 9, 2012 when shares fell for seven straight days, dropping 6.3% (-$4.47) over that span.

Balance Sheet Analysis: The company’s current ratio of assets to liabilities came in at 1.26 last quarter. The current ratio is an indication of a firm’s liquidity and ability to meet creditor demands and generally, for every dollar the company owes in the short term, it has that figure available in assets that can be converted to cash in the short term.

Key Stats:

This upcoming earnings announcement will be a chance to build on positive earnings momentum over the last three quarters. Net income rose 17.9% in the first quarter and 78.9% in the second quarter before increasing again in the third quarter.

On the top line, the company is looking to build on four-straight revenue increases heading into this earnings announcement. Revenue rose 7.7% in the fourth quarter of the last fiscal year, 5.7% in the first quarter and 3.3% in the second quarter before increasing again in the third quarter.

Analyst Ratings: There are mostly holds on the stock with 10 of 19 analysts surveyed giving that rating.

Wall St. Revenue Expectations: Analysts are projecting a rise of 1.7% in revenue from the year-earlier quarter to $1.18 billion.

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(Company fundamentals by Xignite Financials. Earnings estimates provided by Zacks)