Fiserv Inc. Fourth Quarter Earnings Sneak Peek

S&P 500 (NYSE:SPY) component Fiserv, Inc. (NASDAQ:FISV) will unveil its latest earnings on Thursday, February 2, 2012. Fiserv provides information management and electronic commerce systems for the financial services industry.

Fiserv, Inc. Earnings Preview Cheat Sheet

Wall St. Earnings Expectations: The average estimate of analysts is for net income of $1.27 per share, a rise of 19.8% from the company’s actual earnings for the same quarter a year ago. During the past three months, the average estimate has moved up from $1.25. Between one and three months ago, the average estimate moved up. It has been unchanged at $1.27 during the last month. Analysts are projecting profit to rise by 13.1% versus last year to $4.58.

Past Earnings Performance: The company has beaten estimates the last two quarters and is coming off a quarter where it topped the forecasts by 2 cents, reporting profit of $1.16 per share against a mean estimate of net income of $1.14. In the second quarter, the company exceeded forecasts by 5 cents with profit of $1.13 versus a mean estimate of net income of $1.08.

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Wall St. Revenue Expectations: Analysts are projecting a rise of 4.6% in revenue from the year-earlier quarter to $1.13 billion.

Analyst Ratings: 12 out of 20 analysts surveyed (60%) have a buy rating on Fiserv.. This is below the mean analyst rating of 10 competitors, which average 61.1% buy ratings.

A Look Back: In the third quarter, profit fell 3.8% to $127 million (89 cents a share) from $132 million (87 cents a share) the year earlier, but exceeded analyst expectations. Revenue rose 3.7% to $1.06 billion from $1.02 billion.

Key Stats:

Revenue has risen the past four quarters. Revenue rose 4.2% in the second quarter from the year earlier, climbed 4% in the first quarter from the year-ago quarter and 1.5% in the fourth quarter of the last fiscal year.

While the company has been profitable for the last eight quarters, income has fallen year over year by an average of 10.5% over the past four quarters. The quarter hit the hardest was the second quarter, that saw a 29.1% drop.

Competitors to Watch: Visa Inc. (NYSE:V), Online Resources Corp. (NASDAQ:ORCC), DST Systems, Inc. (NYSE:DST), Jack Henry & Associates, Inc. (NASDAQ:JKHY), Fidelity National Information Services (NYSE:FIS), Fundtech Ltd. (NASDAQ:FNDT), S1 Corporation (NASDAQ:SONE), ACI Worldwide Inc (NASDAQ:ACIW), and Intuit Inc. (NASDAQ:INTU).

Stock Price Performance: During November 29, 2011 to January 27, 2012, the stock price had risen $7.57 (13.6%) from $55.48 to $63.05. The stock price saw one of its best stretches over the last year between June 24, 2011 and July 7, 2011 when shares rose for nine-straight days, rising 7.4% (+$4.51) over that span. It saw one of its worst periods between July 22, 2011 and August 2, 2011 when shares fell for eight-straight days, falling 6.9% (-$4.28) over that span.

(Company fundamentals by Xignite Financials. Earnings estimates provided by Zacks)

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