It’s not fake news: Your health care might be in serious trouble.
An analysis of the American Health Care Act from the Center for American Progress gives us an idea of what to expect. And it isn’t pretty. “We estimate that individuals with even relatively mild pre-existing conditions would pay thousands of dollars above standard rates to obtain coverage,” the analysis said. “Coverage could become prohibitively expensive for those in dire need of care.”
If you have one of the following relatively common health issues, the analysis shows surcharges could explode. The No. 1 item on the list could see a whopping six-digit increase in cost.
According to the Centers for Disease Control and Prevention, roughly 1 in 12 people, or 25 million, has asthma in the United States. It’s a very treatable health condition, and most people simply need to keep their inhalers nearby. But the costs associated with treatment could go up 106% if the American Health Care Act passes, costing more than $4,300.
Next: There’s probably someone in your life with this condition.
We’re learning more and more about autism. And the numbers indicate it might be a bigger issue than anyone ever realized. Roughly 1 out of every 68 children in the U.S. falls somewhere on the spectrum, according to the Centers for Disease Control and Prevention. Under the American Health Care Act, that can lead to big costs. The analysis predicts surcharges of 135%, or more than $5,500.
Next: Millions of Americans have this condition that could cost 137% more.
There’s an obesity epidemic raging through the American populace. One of the issues associated with that epidemic is a sharp increase in the number of people with diabetes. Under Trumpcare, a surcharge for diabetes could result in costs going up 137%, or $5,600.
Next: The cost could increase by thousands of dollars for this next condition.
11. Seizure disorders
Prone to seizures? An insurer really isn’t going to like that if you’re applying for coverage. And because of that, it’s going to hit you with a big surcharge. Per the analysis, the estimated surcharge for seizure disorders — when you experience “unprovoked” seizures — would be upward of $7,300. That’s an increase of 179% over previous pricing.
Next: 15 million Americans have this health issue that could see a surcharge of 208%.
10. Depression and bipolar disorder
Mental illness is one of the most overlooked health problems in America. And one of the most common mental health issues is depression, which an estimated 15 million Americans have. That’s almost 7% of the 18-and-older population. If you’re among that crowd, the American Health Care Act wouldn’t be kind to your insurance bills. An estimated surcharge of 208%, or almost $8,500, is what the Center for American Progress analysis predicts.
Next: Taking care of vital organs could become even more expensive.
9. Stage 4 kidney disease
Kidneys are not cheap organs. If you find yourself with a kidney disease diagnosis, you can count on some very substantial medical bills. And if Trumpcare becomes law in its current form, expect some very hefty insurance costs, too. Per the report, you could see a surcharge of 286%, or $11,650, if you have stage 4 chronic kidney disease.
Next: If you plan on having a baby, you might want to hold your breath for the next potential increase.
8. Pregnancy with no or minor complications
A pregnancy with no complications (and complications happen quite often) could come with an incredible 425% surcharge. That’s $17,320, according to the analysis. With so many people having babies year after year, this is one of the cost increases that is sure to get a lot of attention.
Next: This estimated increase is enough to break your heart.
7. Congestive heart failure
We mentioned America has an obesity problem. Another issue associated with obesity is congestive heart failure, which is a problem where your heart has trouble filling up with blood or pumping it. Obviously, if your heart doesn’t work, little else will. It isn’t cheap to treat, either. The analysis estimates surcharges for this condition would top $18,720, up 459%.
Next: Drug addiction could become very costly.
6. Drug dependence
Addiction and drug dependency aren’t new problems. But we are in the middle of a national crisis when it comes to opioid use, which is relatively new. If you or someone you know is struggling with opioids (or other drug dependency problems), an insurer would be likely to increase your rates substantially. According to the analysis, those costs would go up 502%, or more than $20,000.
Next: These health issues affect many people.
5. Rheumatoid arthritis and other autoimmune diseases
Rheumatoid arthritis isn’t nearly as widespread of a problem as diabetes. But it still affects a lot of people. For those with autoimmune diseases or disorders, health insurance surcharges could go up significantly. The analysis said costs could go up 652% under Trumpcare, or more than $26,000.
Next: Common types of cancer make the list.
4. Colorectal, breast, and kidney cancers
Some cancers the analysis points out are breast, colorectal, and kidney. They will also see a dramatic jump in costs. Per the data, we could see a surcharge of more than 700% for these types of cancer, or $28,660. These are some of the most common types of cancer, and these cost increases could be debilitating.
Next: These numbers might just give you a heart attack.
3. Heart attack
Someone in America has a heart attack every 43 seconds. And a history of heart attacks would be extremely costly under Trumpcare. The analysis said insurers could charge you 1,422% more than before, or almost $58,000. Those numbers alone are enough to give you a heart attack.
Next: Insurers could charge an extra 1,790% for these types of cancers.
2. Lung, brain, and other severe cancers
The Center for American Progress’ analysis looks at a variety of cancer types. Next on the list are lung and brain cancers, along with other severe types. These are very costly to treat and are incredibly deadly. And if the American Health Care Act comes to pass, insurers could charge an extra 1,790% for coverage. That’s close to $73,000, all told.
Next: An extra $142,000 could be added for this type of cancer.
1. Metastatic cancer
If you’re diagnosed with metastatic cancer, you could be looking at an incredible surcharge increase of 3,500%. In sheer dollars and cents, that’s more than $142,000. Metastatic cancer is a type of cancer in which the cancerous cells actually travel throughout the body and form tumors far from where they originated. This is typically what we call stage 4 cancer.