This Is the Most Expensive State to Live in America

Cost of living has a significant impact on your quality of life. Personal finance site How Much took a look at the amount Americans spend annually in each state. Their data analyzed per capita personal consumption expenditures in each state. What they found provides an interesting glimpse into how expensive it can be to live in different parts of the United States.

Using research from How Much, cost of living data from Missouri Economic Research and Information Center, and personal consumption data from the Bureau of Economic Analysis, we present the states where your dollars won’t stretch as far. Here are the 15 most expensive states to live in America.

15. Rhode Island

Providence, Rhode Island

Rhode Island may be the smallest state, but it’s expensive to live in a place like Providence. | Sean Pavone/iStock/Getty Images

  • Per capita personal consumption: $42,500
  • Cost of living index: 123

Rhode Island residents spend a total of $42,500 per capita. Of that number, roughly $8,000 is spent on housing and utilities and $7,575 on health care. Approximately $2,851 was spent per capita on outside food and beverages. The cost spent on gasoline and other energy goods is $728. All other personal consumption expenditures totaled about $23,297.

NextA state on the West Coast 

14. Washington

San Juan Island, Washington

Washington is a beautiful state, but it’s also expensive. | Rachael Griffin/iStock/Getty Images

  • Per capita personal consumption: $42,900
  • Cost of living index: 107.6

Washington residents spend a total of $42,900 per capita. Of that number, roughly $8,376 went to housing and utilities and $6,899 to health care. People spend approximately $3,202 per capita on outside food and beverages. The cost spent on gasoline and other energy goods is $651. All other personal consumption expenditures totaled about $23,794.

NextA mid-Atlantic state 

13. Delaware

Delaware lighthouse

Delaware has miles of coastline. It’s also pricey to live there. | Eva Hambach/AFP/Getty Images

  • Per capita personal consumption: $42,900
  • Cost of living index: 103.5

Delaware residents also spend a total of $42,900 per capita. Of that number, roughly $7,385 is spent on housing and utilities and $8,182 on health care. People spend approximately $3,239 on outside food and beverages. Residents also spend much of their money on gasoline and other energy goods. The cost per capita is $847. All other personal consumption expenditures totaled about $23,214.

NextDelaware’s neighbor

12. Maryland

annapolis, maryland

Maryland cities like Annapolis have plenty of charm. Residents are willing to pay for it. | JIM WATSON/AFP/Getty Images

  • Per capita personal consumption: $44,700
  • Cost of living index: 128.4

Maryland residents spend a total of $44,700 per capita. Of that number, roughly $9,738 is spent on housing and utilities and $7,191 goes toward health care. Approximately $2,751 is spent on outside food and beverages. The cost spent per capita on gasoline and other energy goods is $754. All other personal consumption expenditures total about $24,314.

NextAnother state on the Atlantic coast 

11. Maine

Mount Desert Island, Maine

Maine residents spend a fortune on health care and gasoline. | Atlantic_Adv/iStock/Getty Images

  • Per capita personal consumption: $43,900
  • Cost of living index: 113.5

Maine residents spend a total of $43,900 per capita. Of that number, roughly $6,491 goes toward housing and utilities and $7,812 to health care. Approximately $3,841 is spent on outside food and beverages. The per capita cost of gasoline and other energy goods is $1,452. All other personal consumption expenditures total about $23,424.

Next: It costs a lot to live in this island paradise  

10. Hawaii

Hawaii

Go figure, food and consumer goods cost a fortune in Hawaii. | LUCKOHNEN/Getty Images

  • Per capita personal consumption: $45,123
  • Cost of living index: 188.4

Hawaii residents spend a total of $45,123 per capita. People spend roughly $9,142 on housing and utilities and $6,901 goes toward health care. Approximately $3,784 is spent on outside food and beverages. Residents spend another $522 per capita on gasoline and other energy goods. All other personal consumption expenditures total about $24,774.

Next: One of the most populous states in the U.S.

9. New York

Sunset Park, Brooklyn

It’s not just the city; living is expensive across all of New York State.| Harry Green/iStock/Getty Images

  • Per capita personal consumption: $46,906
  • Cost of living index: 134.1

New Yorkers spend a total of $46,906 per capita. Of that number, roughly $8,325 goes toward housing and utilities and $7,839 goes toward health care. Approximately $2,708 is spent on outside food and beverages. The cost spent per capita on gasoline and other energy goods is $581. All other personal consumption expenditures total about $27,453.

NextThe Green Mountain State 

8. Vermont

montpelier vermont

Food and gas are expensive in places like Montpelier, Vermont. | City of Montpelier, VT — City Government via Facebook

  • Per capita personal consumption: $47,648
  • Cost of living index: 120.2

Vermont residents spend a total of $47,648 per capita. Of that number, roughly $7,789 is spent on housing and utilities and $7,938 goes toward health care. People spend approximately $4,210 on outside food and beverages. The cost spent per capita on gasoline and other energy goods is $1,452. All other personal consumption expenditures total about $26,259.

Next: The next state on this list might surprise you 

7. North Dakota

Fargo, North Dakota, United States

Health care, food, and gasoline are expensive in places like Fargo, North Dakota. | Ben Harding/iStock/Getty Images

  • Per capita personal consumption: $48,225
  • Cost of living index: 99.9

North Dakota residents spend a total of $48,225 per capita. Of that number, roughly $6,946 is spent on housing and utilities and $8,075 on health care. Approximately $3,147 goes toward outside food and beverages. The cost spent per capita on gasoline and other energy goods is $2,346. All other personal consumption expenditures total about $27,712.

Next: Another expensive state on the East Coast 

6. Connecticut

Hartford, Connecticut skyline

Hartford is an expensive city, but living anywhere in Connecticut isn’t cheap. | SeanPavonePhoto/ Getty Images Plus

  • Per capita personal consumption: $48,497
  • Cost of living index:124.9

Connecticut residents spend a total of $48,497 per capita. Of that number, roughly $9,734 is spent on housing and utilities and $7,509 goes toward health care. Approximately $3,204 is spent on outside food and beverages. The cost spent per capita on gasoline and other energy goods is $830. All other personal consumption expenditures total about $27,219.

NextVermont’s neighbor to the east  

5. New Hampshire

New Hampshire scenery

New Hampshire is beautiful and expensive. | Darren McCollester/Getty Images

  • Per capita personal consumption: $48,810
  • Cost of living index: 113.7

New Hampshire residents spend a total of $48,810 per capita. Of that number, roughly $8,859 is spent on housing and utilities and $8,106 goes toward health care. Approximately $3,607 is spent on outside food and beverages. The cost spent per capita on gasoline and other energy goods is $1,239. All other personal consumption expenditures total about $26,999.

NextThe Garden State 

4. New Jersey

The skyline and Atlantic Ocean in Atlantic City, New Jersey.

From Atlantic City to Newark, New Jersey is a pricey place to live. | AppalachianViews/iStock/Getty Images

  • Per capita personal consumption: $48,972
  • Cost of living index: 120.5

New Jersey residents spend a total of $48,972 per capita. Of that number, people spend roughly $9,846 on housing and utilities, while $7,007 goes toward health care. Approximately $3,160 is spent on outside food and beverages. The cost spent per capita on gasoline and other energy goods is $772. All other personal consumption expenditures total about $28,187.

Next: The cost of living is high in this remote state 

3. Alaska

Byers Lake, Alaska, with a view of Denali

Health care and food cost a fortune in Alaska. | Mbarrettimages/iStock/Getty Images

  • Per capita personal consumption: $49,547
  • Cost of living index: 131.9

Alaska residents spend a total of $49,547 per capita. Of that number, roughly $8,209 is spent on housing and utilities and $10,299 goes toward health care. People spend approximately $4,062 on outside food and beverages. The cost spent per capita on gasoline and other energy goods is $940. All other personal consumption expenditures total about $26,036.

Next: Living in the Bay State could bust your budget 

2. Massachusetts

Worcester, Massachusetts, USA

Massachusetts is the priciest state to live in in the U.S. | Sean Pavone/iStock/Getty Images

  • Per capita personal consumption: $51,981
  • Cost of living index: 127.3

Massachusetts residents spend a total of $51,981 per capita. Of that number, roughly $9,344 is spent on housing and utilities and $9,353 goes toward health care. Residents spend approximately $3,446 on outside food and beverages. The cost spent per capita on gasoline and other energy goods is $836. All other personal consumption expenditures total about $29,003.

NextThe most expensive place to live in the U.S. 

1. Washington, D.C.

Washington DC in Spring

Our nation’s capital is the most expensive place to live in America. | SeanPavonePhoto/iStock/Getty Images

  • Per capita personal consumption: $56,843
  • Cost of living index: 157.4

Residents of Washington D.C. spend a total of $56,843 per capita. Of that number, roughly $10,839 is goes toward housing and utilities and $11,425 to health care. Residents spend approximately $4,272 on outside food and beverages. The cost spent per capita on gasoline and other energy goods is $630. All other personal consumption expenditures total about $29,678.

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