Oriental Financial Group Earnings: What Investors Should Watch

Oriental Financial Group (NYSE:OFG) will report earnings after markets close on Monday, July 22nd. Oriental Financial Group Inc. is the holding company for Oriental Bank & Trust. The Bank provides trust, money management, financial planning, and investment brokerage services, as well as consumer banking and mortgage banking. Oriental Bank operates through a network of branch offices in Puerto Rico.

Here is your Cheat Sheet to Oriental Financial Group Earnings:

Earnings Expectations: Analysts expect earnings of $0.37 per share on revenues of $89.16 million. Currently, the company’s P/E ratio stands at 33.78.

Analyst Trends:

Analysts have a more negative outlook for the company’s next-quarter performance. Over the past three months, the average estimate for next quarter’s earnings has fallen from a profit of $0.45 to a profit $0.4. For the current year, the average estimate is a profit of $1.5, which is worse than the estimate ninety days ago.

Earnings Trends:

Here’s how Oriental Financial Group has been performing on an annual basis:

Fiscal Year 2008 2009 2010 2011 2012
Revenue ($) in millions 327 317 309 328 285
Diluted EPS ($) 0.90 0.75 -0.49 0.67 0.35

Next, our CHEAT SHEET investing framework asks us to drill down to the recent quarterly data:

Quarter Jun. 30, 2012 Sep. 30, 2012 Dec. 31, 2012 Mar. 31, 2013
Revenue ($) in millions 78.00 79.34 45.00 122.88
Diluted EPS ($) 0.34 0.35 -0.53 0.37

Past Performance:
Oriental Financial Group has beat analyst estimates 3 times in the past four quarters. Shareholders could expect a boost if the company beats estimates.

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(Company fundamentals provided by Xignite Financials. Email any earnings discrepancies to earnings [at] wallstcheatsheet.com)