2. My partner will take care of me
No matter how strong your union is today, there’s no guarantee you’ll still be married by the time you retire. The so-called “gray divorce” is becoming more common. The divorce rate for adults who are age 50 and older has doubled over the past 25 years, according to Pew Research Center. So prepare for the possibility that you will no longer live in a dual-income household during your golden years. You might have to learn how to tough it out on your own. Although a significant drop in your household income will happen anyway if your spouse dies, it will happen a lot quicker if you decide to divorce.