Saving Money in 2017: The Best Deals for All 12 Months

Pedestrians walk by sale signs looking for deals and the best ways of saving money in the retail sector

Pedestrians walk by sale signs looking for deals and the best ways of saving money in the retail sector | Justin Sullivan/Getty Images

The new year is here, and with it, a fresh new slate. At least that’s how many people perceive it. One popular resolution is to get your personal finances in order — to finally balance that checkbook, draft a budget, and start saving money. There are tons of strategies you can adopt to accomplish that. But the true test comes when you’re out there on the streets, seeing all of those things you want to buy. You’d be better off waiting for deals or sales, but you want instant gratification.

Are you disciplined enough to hold off? Or will you give in, buy that shiny new toy, and potentially wreck your budget? This is where things get tough.

One way you can implement stratagies to avoid these types of situations is by planning out purchases in advance. If you’re serious about saving money, you know that you can sock money away for a big purchase so that it doesn’t make a dent in your bank account. If you want a new TV or a car, for example, saving up is the best way to do it — it won’t satisfy you instantly, but you will get what you want.

We worked with Flipp, a new app that aggregates weekly advertisements and deals from local businesses, to figure out when you should buy certain goods or items over the course of the year. Essentially, you can use the app to surf local stores for deals on the stuff you want. Then, when you see a price you’re comfortable with, jump on it.

We go month by month to see what deals you can expect over the course of the year. Compiled by Flipp’s savings expert, Lisa Lee Freeman, our guide will help you make better decisions as to when to spend or save money. “This guide will help consumers determine the best times to find deals on the items they need most,” Flipp’s team said. “Timing your purchases is an essential bargain-hunting strategy — who knew that you should wait until February to buy socks and underwear, and May if you’re thinking of purchasing home appliances like a refrigerator?!”

Here is our month-by-month guide, compiled by the Flipp team.


Confetti floats through the air as the new year is rung in in Times Square on January 1

Confetti floats through the air as the new year is rung in in Times Square on January 1 | Andrew Burton/Getty Images

Ring in the new year and save some money. According to Flipp, you can find all sorts of deals as stores look to offload remaining merchandise from the holiday season. Dress clothes, including business attire, are offloaded early in the year to make room for spring styles. So, this would be the time to buy a new suit.


  • Sheets, towels, and home goods
  • Citrus fruits and winter vegetables
  • Calendars
  • Dress clothing, like suits and blouses


A February Valentine's Day gift

A February Valentine’s Day gift |

In February, you can count on deals around a few select days: The Super Bowl, Valentine’s Day, and President’s Day. If you’ve been eyeing a new TV, for example, this would be a great time to pick one up.


  • TVs and electronics
  • Snacks and canned foods
  • Clothing, especially socks and underwear


People celebrate St. Patrick's Day

People celebrate St. Patrick’s Day | Chris Hondros/Getty Images

For many retailers, March represents the end of winter (and corresponding promotions). You’ll also have St. Patrick’s Day to look forward to, and an influx of spring styles. Oh, and it’s also National Frozen Food month — so stock your freezer. All that leftover Valentine’s Day chocolate should be cheaper, too.


  • Frozen foods
  • Winter clothing and sports gear
  • Luggage
  • Chocolate


Woman in white coat carrying blue umbrella

Woman in white coat carrying blue umbrella |

April showers bring May flowers, as they say. And April brings deals on raincoats, boots, and all sorts of wet weather gear. So, pick up a new jacket. Also, Easter should spur discounts on candy, making it a good time to stock up on sugary treats. Carpeting also tends to be cheaper in April, as many home improvement and department stores kick off spring and summer sales.


  • Candy
  • Foods, including ham, and organic fruits and veggies
  • Carpets and carpeting
  • Wet weather gear


Barbecue sauce, ready for deployment

Barbecue sauce, ready for deployment |

Summer’s about to kick off, so May’s the time to buy summer-related gear. Kitchen and barbecue supplies will be in supply, as will sports apparel and refrigerators. Summer foods should start popping up in stores as well, with promotional prices.


  • Kitchen and barbecue supplies
  • Sporting goods and apparel
  • Refrigerators
  • Food, including cherries, strawberries, chips, and salsa


Summer gear

Summer gear |

Summer officially kicks in! Now you can dig into all that stuff you’ve been buying — the food, the barbecue gear, and everything else. But the bargains are still out there. Stores should be discounting tools and dishware in June, and Father’s Day promotions will be in full swing as well.


  • Tools and toolsets
  • Dishes and dishware
  • Foods, including cheeses and fruits


lit with flame of match with fireworks

Match to a fuse |

Fireworks and hot deals — that’s what July is all about. You should be able to track down some good prices on things like paint and home improvement supplies, as summer is the time to get that stuff done. Handbags and small electronics are also hot this time of year.


  • Foods, like ice cream and stone fruits (peaches, plums, apricots)
  • Designer handbags
  • Paint, home improvement supplies
  • Small electronics


Kids ready to get back to school

Kids ready to get back to school |

Summer is in full-swing, and so are back-to-school promotions. August is also the month where you’ll want to find good prices on summer produce and other summer-related items, like sunscreen and bug spray. Stock up for next year!


  • Back-to-school gear
  • Sunscreens and bug sprays
  • Swimwear
  • Home goods


girl standing in a shop and choosing a new mobile phone

Woman standing in a shop and choosing a new mobile phone |

The kids are back in class, and deals on outdoor goods are on. If you were planning on getting a new barbecue grill or lawn mower for next year, September is the time to do it. Also, be on the lookout for Labor Day promotions and sales. Mobile devices get a markdown as well, as stores prepare for newer models.


  • Mobile phones
  • Lawn mowers and barbecue grills
  • Outdoor furniture
  • Mattresses


Halloween gingerbread cookie

Pumpkin cookies for Halloween |

It’s starting to get chilly, and you’ll want to get in on sales on cold-weather gear. Also, wintery and autumn foods should be abundant. Be sure to look for Columbus Day sales, too.


  • Foods like nuts, sweet potatoes, pears, and apples
  • Sweaters, hoodies, jeans
  • Smoke alarms and fire detectors


Crowds rush into a Walmart store as the doors open at 5am to scoop up good deals on heavily discounted merchandise

Crowds rush into a Walmart store as the doors open at 5am to scoop up good deals on heavily discounted merchandise | Carlo Allegri/Getty Images

Thanksgiving and Black Friday, people. That’s all you need to know. Just don’t forget about Cyber Monday, which has become a regular thing over the past decade. You should be able to find deals on just about everything in November.


  • Electronics
  • Appliances
  • Everything and anything


Christmas gifts

Christmas gifts |

The holidays bring no shortage of promotions and sales. December is more or less a carryover from November — so get out and see what you can find.


  • Toys and games
  • Food and meal supplies
  • Alcohol
More from Money & Career Cheat Sheet: