StanCorp Financial Group Inc. Fourth Quarter Earnings Sneak Peek

StanCorp Financial Group, Inc. (NYSE:SFG) will unveil its latest earnings on Monday, January 30, 2012. StanCorp Financial Group is a holding company and conducts business through wholly-owned operating subsidiaries throughout the United States. .

StanCorp Financial Group, Inc. Earnings Preview Cheat Sheet

Wall St. Earnings Expectations: The average estimate of analysts is for net income of 79 cents per share, a decline of 30.7% from the company’s actual earnings for the same quarter a year ago. The average estimate is the same as three months ago. Between one and three months ago, the average estimate moved down. It has risen from 78 cents during the last month. Analysts are projecting profit to rise by 33.8% versus last year to $3.11.

Past Earnings Performance: The company topped estimates last quarter after missing forecasts the quarter prior. In the third quarter, it reported profit of 96 cents per share against a mean estimate of net income of 66 cents per share. In the second quarter, it missed forecasts by 41 cents.

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Wall St. Revenue Expectations: Analysts are projecting a rise of 0.1% in revenue from the year-earlier quarter to $710.7 million.

Analyst Ratings: Analysts seem relatively indifferent about StanCorp Financial Group with five of eight analysts surveyed maintaining a hold rating.

A Look Back: In the third quarter, profit rose 2.8% to $47.5 million ($1.07 a share) from $46.2 million (99 cents a share) the year earlier, exceeding analyst expectations. Revenue rose 5.6% to $723.3 million from $685 million.

Key Stats:

The increase in profit in the third quarter broke a streak of three consecutive quarters of year-over-year profit decreases. Net income dropped 54.3% in the second quarter, 32.2% in the first quarter and 13.3% in the fourth quarter of the last fiscal year.

Revenue has risen the past four quarters. Revenue rose 2.1% in the second quarter from the year earlier, climbed 5.7% in the first quarter from the year-ago quarter and 3.1% in the fourth quarter of the last fiscal year.

Competitors to Watch: MetLife, Inc. (NYSE:MET), CNO Financial Group, Inc. (NYSE:CNO), Protective Life Corp. (NYSE:PL), Independence Holding Co. (NYSE:IHC), Kansas City Life Insurance Co (NASDAQ:KCLI), Lincoln National Corp. (NYSE:LNC), Presidential Life Corp (NASDAQ:PLFE), Delphi Financial Group, Inc. (NYSE:DFG), Torchmark Corporation (NYSE:TMK), and Prudential Financial, Inc. (NYSE:PRU).

Stock Price Performance: During November 23, 2011 to January 24, 2012, the stock price had risen $7.06 (22.2%) from $31.86 to $38.92. The stock price saw one of its best stretches over the last year between October 19, 2011 and October 27, 2011 when shares rose for seven-straight days, rising 18.2% (+$5.30) over that span. It saw one of its worst periods between May 31, 2011 and June 8, 2011 when shares fell for seven-straight days, falling 6.8% (-$2.84) over that span.

(Company fundamentals by Xignite Financials. Earnings estimates provided by Zacks)

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To contact the reporter on this story: Derek Hoffman at staff.writers@wallstcheatsheet.com

To contact the editor responsible for this story: Damien Hoffman at editors@wallstcheatsheet.com