Teche Holding Co Third Quarter Earnings Sneak Peek

Teche Holding Co (AMEX:TSH) will unveil its latest earnings on Monday, July 18, 2011. The Company through its subsidiary, Teche Federal Bank, offers a variety of financial services.

Teche Holding Co Earnings Preview Cheat Sheet

Wall St. Earnings Expectations: The average estimate of analysts is for net income of 82 cents per share, a decline of 5.7% from the company’s actual earnings for the same quarter a year ago. During the past three months, the average estimate has moved down from 90 cents. Between one and three months ago, the average estimate moved down, but it has been unchanged at 82 cents during the last month. For the year, analysts are projecting profit of $3.29 per share, a decline of 2.7% from last year.

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Wall St. Revenue Expectations: On average, analysts predict $11.4 million in revenue this quarter, a decline of 1% from the year ago quarter. Analysts are forecasting total revenue of $45.4 million for the year, a decline of 0.8% from last year’s revenue of $45.7 million.

Analyst Ratings: The limited number of analysts covering the stock seem bullish with three analysts rating it as a buy, none rating it as a sell and none rating it as a hold.

Key Stats:

Revenue has fallen in the past four quarters. Revenue declined 5.2% to $13.6 million in second quarter. The figure fell 4.1% in the first quarter from the year earlier, dropped 9.4% in fourth quarter of the last fiscal year from the year-ago quarter and 4.7% in the third quarter of the last fiscal year.

While the company has been profitable for the last eight quarters, income has fallen year over year by an average of 1.9% over the past four quarters. The quarter hit the hardest was the most recent quarter, that saw an 11% drop.

Competitors to Watch: Louisiana Bancorp, Inc. (NASDAQ:LABC), Home Bancorp, Inc. (NASDAQ:HBCP), GS Financial Corp. (NASDAQ:GSLA), First Federal Bancshares of Arkansas Inc (NASDAQ:FFBH), SP Bancorp, Inc. (NASDAQ:SPBC), OmniAmerican Bancorp, Inc. (NASDAQ:OABC), ViewPoint Financial Group (NASDAQ:VPFG), and Kentucky First Federal Bancorp (NASDAQ:KFFB).

Stock Price Performance: During April 14, 2011 to July 12, 2011, the stock price had fallen $1.35 (-3.8%) from $35.50 to $34.15. The stock price saw one of its best stretches over the last year between April 18, 2011, and April 26, 2011, when shares rose for six-straight days, rising 1.3% (+47 cents) over that span. It saw one of its worst periods between October 26, 2010, and November 4, 2010, when shares fell for eight-straight days, falling 5.9% (-$1.89) over that span. Shares are up 2 cents (+0.1%) year to date.

(Source: Xignite Financials)

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