The Navigators Group Inc. Fourth Quarter Earnings Sneak Peek

The Navigators Group, Inc. (NASDAQ:NAVG) will unveil its latest earnings on Thursday, February 16, 2012. Navigators Group is an international insurance holding company focusing on specialty products within the overall property/casualty insurance market.

The Navigators Group, Inc. Earnings Preview Cheat Sheet

Wall St. Earnings Expectations: The average estimate of analysts is for net income of 69 cents per share, a rise of more than twofold from the company’s actual earnings for the same quarter a year ago. The average estimate is the same as three months ago. Between one and three months ago, the average estimate was unchanged. It also has not changed during the last month. Analysts are projecting profit to rise by 41.5% versus last year to $1.55.

Past Earnings Performance: The company beat estimates last quarter after falling short in the prior two. In the third quarter, the company reported profit of 80 cents per share versus a mean estimate of net income of 62 cents per share. In the second quarter, the company missed estimates by 19 cents.

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Wall St. Revenue Expectations: Analysts predict a decline of 14.3% in revenue from the year-earlier quarter to $176.3 million.

Analyst Ratings: Analysts seem relatively indifferent about Navigators Group with seven of eight analysts surveyed maintaining a hold rating.

A Look Back: In the third quarter, profit fell 14.3% to $13.9 million (92 cents a share) from $16.2 million ($1 a share) the year earlier, but exceeded analyst expectations. Revenue fell 0.6% to $191.6 million from $192.7 million.

Key Stats:

Over the last four quarters, revenue has fallen an average of 1.1% year-over-year. The biggest drop came in the first quarter, when revenue fell 10.5% from the year earlier quarter.

Stock Price Performance: Between November 14, 2011 and February 10, 2012, the stock price rose $5.06 (11.5%), from $44 to $49.06. The stock price saw one of its best stretches over the last year between March 24, 2011 and April 4, 2011, when shares rose for eight straight days, increasing 5.5% (+$2.72) over that span. It saw one of its worst periods between July 21, 2011 and August 2, 2011 when shares fell for nine straight days, dropping 6.9% (-$3.42) over that span.

(Company fundamentals by Xignite Financials. Earnings estimates provided by Zacks)

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