The Travelers Companies Earnings Preview: Get Ahead of the Analysts

The Travelers Companies (NYSE:TRV) will report earnings before markets open on Tuesday, July 23rd. The Travelers Companies, Inc. provides commercial property casualty insurance and asset management services to businesses, government units, associations and individuals. The Company underwrites homeowners and auto insurance through independent agents.

Here is your Cheat Sheet to The Travelers Companies Earnings:

Earnings Expectations: Analysts expect earnings of $1.61 per share on revenues of $5.97 billion. Currently, the company’s P/E ratio stands at 12.64.

Analyst Trends:

Analysts have a more positive outlook for the company’s next-quarter performance. Over the past three months, the average estimate for next quarter’s earnings has risen from a profit of $1.61 to a profit $1.64. For the current year, the average estimate is a profit of $7.55, which is better than the estimate ninety days ago.

Earnings Trends:

Here’s how The Travelers Companies has been performing on an annual basis:

Fiscal Year 2008 2009 2010 2011 2012
Revenue ($) in millions 24,477 24,680 25,112 25,446 25,740
Diluted EPS ($) 4.82 6.33 6.62 3.36 6.30

Next, our CHEAT SHEET investing framework asks us to drill down to the recent quarterly data:

Quarter Jun. 30, 2012 Sep. 30, 2012 Dec. 31, 2012 Mar. 31, 2013
Revenue ($) in millions 6,359.00 6,512.00 6,477.00 6,328.00
Diluted EPS ($) 1.26 2.21 0.78 2.33

Past Performance:
The Travelers Companies has beat analyst estimates 3 times in the past four quarters. Shareholders could expect a boost if the company beats estimates.

“E = Earnings Are Increasing Quarter-Over-Quarter” is a core component of our successful CHEAT SHEET investing framework. Don’t waste another minute – click here to discover our CHEAT SHEET stock picks now!

(Company fundamentals provided by Xignite Financials. Email any earnings discrepancies to earnings [at] wallstcheatsheet.com)