Trustmark: Here’s What Investors Need to Know Before Earnings

Trustmark (NASDAQ:TRMK) will report earnings after markets close on Tuesday, July 23rd. Trustmark Corporation is the holding company for Trustmark National Bank. The Bank offers a variety of banking, investment, and insurance solutions to corporate, institutional, and individual customers in Mississippi and Tennessee.

Here is your Cheat Sheet to Trustmark Earnings:

Earnings Expectations: Analysts expect earnings of $0.45 per share on revenues of $143.79 million. Currently, the company’s P/E ratio stands at 15.45.

Analyst Trends:

Analysts have a neutral outlook for the company’s next-quarter performance. Over the past three months, the average estimate for next quarter’s earnings is a profit of $0.45 and has not changed. For the current year, the average estimate is a profit of $1.82, which is better than the estimate ninety days ago.

Earnings Trends:

Here’s how Trustmark has been performing on an annual basis:

Fiscal Year 2008 2009 2010 2011 2012
Revenue ($) in millions 661 610 574 552 547
Diluted EPS ($) 1.59 1.26 1.57 1.66 1.81

Next, our CHEAT SHEET investing framework asks us to drill down to the recent quarterly data:

Quarter Jun. 30, 2012 Sep. 30, 2012 Dec. 31, 2012 Mar. 31, 2013
Revenue ($) in millions 141.59 140.99 135.34 143.45
Diluted EPS ($) 0.45 0.46 0.43 0.38

Past Performance:
Trustmark has beat analyst estimates 2 times in the past four quarters. This is not consistent enough to get bullish yet.

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(Company fundamentals provided by Xignite Financials. Email any earnings discrepancies to earnings [at]