United Bankshares Earnings Preview: Can This Streak Finally End?

United Bankshares (NASDAQ:UBSI) will report earnings before markets open on Thursday, April 25th. United Bankshares, Inc. is a holding company that, through its subsidiaries, operates a network of offices in West Virginia, Virginia, Maryland, Ohio, and Washington, D.C. The Banks attract deposits from the general public and originates a variety of loan products.

Here is your Cheat Sheet to United Bankshares Earnings:

Earnings Expectations: Analysts expect earnings of $0.43 per share on revenues of $87.50 million. Currently, the company’s P/E ratio stands at 15.13.

Analyst Trends:

Analysts have a neutral outlook for the company’s next-quarter performance. Over the past three months, the average estimate for next quarter’s earnings is a profit of $0.44 and has not changed. For the current year, the average estimate is a profit of $1.74, which is worse than the estimate ninety days ago.

Earnings Trends:

Here’s how United Bankshares has been performing on an annual basis:

Fiscal Year 2008 2009 2010 2011 2012
Revenue ($) in millions 497.21 419.82 385.58 367.36 390.19
Diluted EPS ($) 2.00 1.55 1.65 1.61 1.64

Next, our CHEAT SHEET investing framework asks us to drill down to the recent quarterly data:

Quarter Dec. 31, 2011 Mar. 31, 2012 Jun. 30, 2012 Sep. 30, 2012 Dec. 31, 2012
Revenue ($) in millions 97.40 98.11 97.69 97.97 96.41
Diluted EPS ($) 0.40 0.42 0.42 0.38 0.42

Past Performance:
United Bankshares has missed analyst estimates 4 times in the past four quarters. Shareholders could expect a bust if the company misses estimates.

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(Company fundamentals provided by Xignite Financials. Email any earnings discrepancies to earnings [at] wallstcheatsheet.com)