United Financial Bancorp Earnings: Your Sneak Peek to the Big Announcement

United Financial Bancorp (NASDAQ:UBNK) will report earnings after markets close on Thursday, July 18th. United Financial Bancorp, Inc. is the holding company for United Bank. The Bank is a federally chartered savings bank that provides banking services in Massachusetts.

Here is your Cheat Sheet to United Financial Bancorp Earnings:

Earnings Expectations: Analysts expect earnings of $0.26 per share on revenues of $20.55 million. Currently, the company’s P/E ratio stands at 47.76.

Analyst Trends:

Analysts have a more negative outlook for the company’s next-quarter performance. Over the past three months, the average estimate for next quarter’s earnings has fallen from a profit of $0.28 to a profit $0.27. For the current year, the average estimate is a profit of $1.07, which is worse than the estimate ninety days ago.

Earnings Trends:

Here’s how United Financial Bancorp has been performing on an annual basis:

Fiscal Year 2008 2009 2010 2011 2012
Revenue ($) in millions 70 72 83 80 82
Diluted EPS ($) 0.45 0.38 0.65 0.74 0.24

Next, our CHEAT SHEET investing framework asks us to drill down to the recent quarterly data:

Quarter Jun. 30, 2012 Sep. 30, 2012 Dec. 31, 2012 Mar. 31, 2013
Revenue ($) in millions 19.57 19.58 23.10 27.18
Diluted EPS ($) 0.17 0.20 -0.28 0.23

Past Performance:
United Financial Bancorp has beat analyst estimates 3 times in the past four quarters. Shareholders could expect a boost if the company beats estimates.

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(Company fundamentals provided by Xignite Financials. Email any earnings discrepancies to earnings [at] wallstcheatsheet.com)