Unum Group Quarterly Earnings Sneak Peek

S&P 500 (NYSE:SPY) component Unum Group (NYSE:UNM) will unveil its latest earnings today, August 1, 2012. Unum Group provides group and individual disability products in the United States and provides a portfolio of other insurance products, including longterm care insurance, life insurance and employee-paid group benefits.

Unum Group Earnings Preview Cheat Sheet

Wall St. Earnings Expectations: The average analyst estimate is for profit of 76 cents per share, a rise of 1.3% from the company’s actual earnings for the year-ago quarter. During the past three months, the average estimate has moved down from 78 cents. Between one and three months ago, the average estimate moved down. It also has dropped from 77 cents during the last month. Analysts are projecting profit to rise by 4.4% compared to last year’s $3.08.

Past Earnings Performance: The company fell short of estimates last quarter after topping forecasts the quarter prior. In the first quarter, it reported net income of 73 cents per share against a mean estimate of 76 cents. Two quarters ago, it beat expectations by 3 cents with profit of 78 cents.

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Stock Price Performance: Between May 1, 2012 and July 31, 2012, the stock price fell $4.85 (-20.43%), from $23.74 to $18.89. The stock price saw one of its best stretches over the last year between June 25, 2012 and July 3, 2012, when shares rose for seven straight days, increasing 5.7% (+$1.06) over that span. It saw one of its worst periods between May 7, 2012 and May 18, 2012 when shares fell for 10 straight days, dropping 9.7% (-$2.14) over that span.

A Look Back: In the first quarter, profit fell 5.1% to $213.9 million (73 cents a share) from $225.4 million (72 cents a share) the year earlier, missing analyst expectations. Revenue rose 1.9% to $2.61 billion from $2.56 billion.

Analyst Ratings: There are mostly holds on the stock with 10 of 15 analysts surveyed giving that rating.

Key Stats:

On the top line, the company is looking to build on four-straight revenue increases heading into this earnings announcement. Revenue rose 2.1% in the second quarter of the last fiscal year, 0.7% in the third quarter of the last fiscal year and 0.5% in the fourth quarter of the last fiscal year before increasing again in the first quarter.

Wall St. Revenue Expectations: Analysts predict a rise of 1.6% in revenue from the year-earlier quarter to $2.61 billion.

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(Company fundamentals by Xignite Financials. Earnings estimates provided by Zacks)

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