8 Apps to Help Manage Your Finances
Technology is great. It helps you stay in touch and gives you access to calendars, to-do lists, social media, and apps that help keep your life on track. You can now take that organization to the next level by taking advantage of apps that will help you keep track of your finances.
From apps that help you save to ones dedicated to helping track your money, here’s a list of the best apps guaranteed to help get your finances in order.
1. Mint Quickview
Daily Finance writes that this free app shows you how much you’re spending, broken down by categories. It monitors all of your transactions, so when you sign in you get the low-down on where you’ve spent money over the past week. It also has budget tools to help you stay on track, and lets you adjust your budgets as needed.
“Tallying up business expenses can be tricky and tedious. Expensify simplifies this often frustrating, time-sucking process by creating organized expense reports for you for free. The sleek, graph-loaded app lets you manage business travel plans, complete with real-time flight status updates, automatically track mileage via GPS and even log and bill time worked to clients,” according to Entrepreneur.
This handy app also eliminates any need to hang on to paper receipts – its SmartScan feature lets you store and categorize your receipts by snapping photos with your smartphone or tablet. Make sure to check out its SmartReports, which auto-fills Excel spreadsheets. This app is available for Android, Blackberry, iPhone, iPad and Windows Phones.
According to Entrepreneur, SmartyPig is designed with one thing in mind — to help you save money. You have to open a free, FDIC-insured SmartyPig savings account, though. Both the account and app are free, and it lets you save for things such as a house, car, or vacation. This app, available for Android, iPhone, and iPad, will ask you to link up an existing bank account or credit union savings or checking account to transfer funds to your SmartyPig savings goals when you want to.
Free on Android and iOS, customers who use this app save an average of $350 per month, Brass writes. “The idea is simple: SavedPlus siphons off a small percentage of every purchase, depositing it into a savings or retirement account.” You then set up individual savings goals and watch your money continue to add up every time you swipe your card.
Consider this your financial organizer. It lets you manage all of your accounts in one place. It even has the capability to make custom accounts for your rent or cleaning services, Daily Finance says. Need monthly bill reminders? What about an app to monitor your travel reward points? This app has you covered, leaving you fully aware of how much money you have, what you owe, and what needs to go toward upcoming expenses.
According to Brass, this app not only tells you what you have in your account, but also predicts what you’ll have in your account in the future based on your spending history. DollarBird is available for $1.99 on iOS.
For those who have a hard time keeping track of when bills are due, this free app is a great resource. It reminds you of when payments are due and lets you pay on the spot by using a bank account or credit card, writes Daily Finance. You also have the option to schedule a payment for the future. It has the capability to connect all of your accounts and then view them all in one place. Say goodbye to missed payments and overdraft fees.
8. Toshl Finance
“If you’re a heavy traveler, Toshl is an excellent expense and budget tracker. It works with any currency and lets you separate your travel budget from your day-to-day expenses,” according to Daily Finance. It also has the standard features you’d expect in a money management app — a bill organizer and alerts, which can be synced across all your devices.