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January 31, 2015
Here’s How 401(k) Plans Can Cut Your Tax Bill
Beyond empowering you to make perhaps the first most important financial decision in your life, 401(k) contributions are made pre-tax. Therefore, you only pay taxes on your after-contribution income.
January 19, 2015
Changing Jobs? Don’t Let Your 401(k) Give You a Headache
In an ideal world, you’d have a great job with a 401(k) plan and you’d keep both the job and the 401(k) until you retire. However, we don’t live in that ideal world.
January 17, 2015
3 Hidden Benefits of a Roth IRA
We explore three opportunities to spend some of your retirement savings on qualified expenses.
January 04, 2015
7 Ways to Set Your Children Up For Financial Success
As parents we walk a tightrope: we want all the opportunity of the world laid at our childrens’ feet, but we also want them to know and understand hard work.
November 12, 2014
3 Easy Ways To Diversify Your Portfolio
A well-managed portfolio follows strategies to guard against rising inflation and market volatility.
November 11, 2014
10 Low-Cost ETFs to Invest in Right Now
Exchange-traded funds are attractive investments due to their low costs, low risks, and tax efficiency.
November 10, 2014
The Top 3 Ways To Save For Your Child’s Education
Student loans—and in some cases, scholarships—will cover some of your child’s college education, but what about the rest?
November 09, 2014
5 Tips for Getting Out of Debt Quicker
At some point in your life, chances are you’re going to be in debt—think credit card bills, car payments, student loans, and a seemingly endless list of other monthly bills.
November 08, 2014
Why All The Fuss Over Exchange-Traded Funds?
An exchange-traded fund allows consumers to invest in an entire market rather than just a portion of it.
November 07, 2014
5 Investment Mistakes People Make in Their 20s
These poor financial decisions can have a significant impact on the quality of your life, and require sacrifices down the road.
November 05, 2014
How Much Should You Put In Your 401(k)?
By exploring the subject from a number of perspectives, you will be better able to figure out what the right answer is for you and your family.
October 30, 2014
The ABCs of Asking for a Salary Raise
Knowing how to negotiate a higher salary can make the difference between making do on last year’s pay rate and moving up to the compensation you deserve.
October 30, 2014
7 Options to Pay for School Without a Loan
Before you head back to school to earn more money, stop and weigh the potential economic gain or loss of investing in higher education.
October 29, 2014
Here’s What You Need to Know About 401(k) Rollover
In an ideal world, you’d have a great job with a 401(k) plan, and you’d keep both the job—and the 401(k)—until you retire. However, we don’t live in that ideal world.
October 28, 2014
Could a 403(b) Be Better Than a Roth IRA?
When it comes to retirement planning, every decision feels important. After all, these are your retirement savings—your future will be shaped by the choices you make today.
October 27, 2014
Planning Ahead Saves Your Family Stress—and Money
A lot of us don’t want to think about what will happen to our finances after we die, but taking the time to think about wills and estate planning is important.
October 26, 2014
The Best Way to Invest in Your Child’s Education
The core concept of 529s couldn’t be simpler: they are Roth IRAs for higher education—but with complications.
October 25, 2014
I Was Ripped Off—And I’m Thankful
Since I had no financial ambitions in my early twenties, I wouldn’t have invested anything unless someone arrived at my door the way that my friend did.
October 22, 2014
How to Invest Outside the U.S. Without Fear
Investing outside the U.S. may seem like a big idea—and may even be intimidating—but chances are you’ve already invested internationally if your portfolio is well diversified.
October 19, 2014
Coin Flips and the Economics of Active Mutual Funds
Investors who have proven they can beat the market over decades, such as Warren Buffett, are rare enough to be household names.
October 18, 2014
How Health Savings Accounts Can Help You Save For Retirement
More than 50 percent of Americans express concern that medical bills may one day overwhelm their finances.
October 16, 2014
Explaining Bonds—to Myself
Think of a bond like a mortgage, except that you’re the bank.
October 03, 2014
Here’s the Only Investing Advice You’ll Ever Need
In finance, the rewards of complexity are illusory. Fortunately for us, simpler is actually better.
September 17, 2014
Are Dividends an Investor Trap?
Dividends hold a unique power over the investor’s psyche, but are they worth the enticement?