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Taylor Swift and Travis Kelce’s wedding planning didn’t just involve selecting the ideal location for their nuptials. The pair also likely spent significant time sitting down with their lawyers to craft the perfect prenuptial agreement, experts say. 

Taylor Swift, Travis Kelce will protect themselves financially with prenup

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Do Taylor Swift and Travis Kelce Have a Prenup? Her Dad Negotiated ‘Ironclad’ Deal to Protect His Daughter

According to reports, Swift – with the help of her financial advisor dad – has secured an “ironclad” prenup that will protect her assets if she and Kelce divorce. 

While prenups might not be the most romantic part of wedding planning, they are essential for the wealthy and famous. Swift has an estimated net worth of $2 billion. Kelce comes to the marriage with $70-$90 million in assets. 

“[Kelce and Swift] are wanting a prenup because they want to keep their assets separate in the event, they get divorced,” Las Vegas divorce attorney Rock Rocheleau told Showbiz Cheat Sheet in an email. “All 50 states have some form of law dividing equally all assets acquired during the marriage. A prenup is a legal contract that confirms what assets are marital (and can be divided) and what assets are separate and will not be divided.”

“The prenup will save them a lot of legal complexity in the event of a divorce, and it will prevent a separate property asset from being considered a marital asset and potentially divided,” he added. 

Both Swift and Kelce have complex finances. Swift’s intellectual property, including her music publishing rights and master recordings, makes up a huge portion of her total wealth. She also earns money from touring, streaming revenue, and merchandise sales. In addition, the “Karma” singer has a massive real estate portfolio, including multi-million dollar homes in Rhode Island, Nashville, Manhattan, and Beverly Hills. 

Meanwhile, Kelce has his NFL earnings. He also makes money from his endorsements, Wondery podcast deal, acting and media appearances, and other investments. In addition, he owns real estate and has a luxury car collection. 

Cataloging all those diverse assets would have been quite the job for their lawyers. 

“Prenups require a list of all assets and debts so their list will be extensive,” Rocheleau said. “They will likely have some specific wording about how to handle assets they work on together during the marriage. This wording or sections will probably be the most complicated part of their prenup.”

Taylor Swift will want to maintain control of her songs and music

Swift’s lawyers were likely focused on protecting her most valuable asset: her music. The Grammy winner fought a highly publicized battle to regain control of her master recordings. She won’t want to lose those in the event of a split from Kelce. 

“For a musician like Taylor Swift, maintaining control of her songs is the most important aspect of any prenuptial agreement,” Beverly Hills-based family law attorney Alphonse Provinziano, said in an email. “If the marriage goes south, selling a house or other physical assets is manageable, but dividing the rights to her music in a divorce would have repercussions that could last her entire career.”

For that reason, Swift’s team likely crafted a “specialized” prenup “designed for the unique challenges faced by performing artists.” That deal will  “ensure a fair division of assets without unduly affecting [her] creative rights,” Provinziano said.

Few people will go into a marriage with the kind of wealth that Swift and Kelce have. But Swifties who are thinking about heading down the aisle themselves might want to take a cue from their favorite singer and protect themselves financially. 

“If you are coming into a marriage with $50,000 or more in assets or debts, or you are worried about paying alimony, then yes you should have a prenup,” Rocheleau said. “If the answer is no, then you probably don’t need a prenup.” 

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